tracedebtors.co.uk logo

UK Data Protection Legislation

What is a Lawful Basis for Finding People

This website is intended to be used for the sole purpose of finding Debtors, people who have a lawfully owing debt that have moved away from a previous address and not notified the Creditor.

Generally, this will fall under one of three lawful basis. Consent, Contract and Legitimate Interest.

Consent is perhaps the hardest criteria to fill as it debtors tend not to give consent when they intend on avoiding paying you, but with that said, it can happen.

Contract is another lawful basis and far more likely when dealing with a debtor. Contract is suitable when a debtor contracts with a Creditor to carry out services or provide goods and then does not get paid. Provided Debt Collection clauses exist in the contract, then you can outsource debt collection efforts including finding people.

Legitimate Interest this is perhaps the most flexible lawful basis and can be used when no contract or consent exists but when a debtor has a lawfully owing debt to you.

By using this website, you confirm to us that you have identified the lawful basis for processing and that you will not use the information, or pass on the information to be used, for any other purpose.

Glossary of Terms

  • Debtor - A Person who owes money to another
  • Creditor - A Person to who money is owed
  • Consent - The person has agreed that you may process their information
  • Contract - You have a contract which states that you can process a persons information for the purposes of carrying out the terms of the contract, which may include a clause on debt collection
  • Legitimate Interest - Where your rights, such as to collect a lawfully owing debt, may outweigh the rights of a person trying to avoid paying the debt allowing you to process their data without their express permission
  • Lawfully owing debt - You have a contract which states that you can process a persons information for the purposes of carrying out the terms of the contract, which may include a clause on debt collection
Nothing herein constitutes legal advice and ultimately you should make your own determination as to whether you have a lawful basis or not.
tracedebtors.co.uk logo

Our staff have been tracing people for in excess of 35 years and have a wealth of experience in tracing people for Solicitors, Banks, Local Government, Landlords and Businesses.

We are experts in what you can, and can not do to find someone, and we use that expertise to ensure that our Clients stay on the right side of Data Protection legislation.

Our Director sits on the board of the Register Regulatory Committee of the Professional Paralegal Register and so compliance is always at the top of our agenda.

We hold a minimum of £1 million in Professional Indemnity Insurance via Wesleyan Financial Services who are a Strategic Partner of the Law Society of England and Wales and their members and are therefore a trusted Insurer for our Clients peace of mind.

Quick Links

Follow Us

Contact Details

First Floor
12 High Street
Wickford
Essex
SS12 9AZ

Telephone: 01268 955 007

Company Registered in England and Wales under company number 11789563 tracedebtors.co.uk is part of the Bradshaw Pearson Group of Companies.
Bradshaw Pearson Group of Companies Fingerprint B P Logo © 2019 - 2026 All Rights Reserved. The Bradshaw Pearson B P Fingerprint Logo is a Trademark